How to Choose a Lender

HOW TO CHOOSE A LENDER

Because we successfully close so many homes each year, we really have experience with lenders. We expect: quality, honesty and ability to get things done for our clients, as well as offer the best rates. Our lenders will meet or beat any rate should have started the pre-approval process already.

HOW TO SELECT A LENDER

We DO NOT suggest getting pre-approved with a Bank or Brick and Mortar, but with a private lender or Mortgage Broker.

Here's why, Banks have HOURS! In order to win your offer in a competitive offer situation, I need a lender who is available and responsive at all hours! Ex: We find you a home at 6:30pm after work when you can look, the bank has pre approved you for $400,000, but we need to submit and offer tonight for $360,000. I don't want a letter that says you are approved way over their asking price, I want one that says what we offered. I need to contact a lender who will write me this letter with our offer ASAP or we lose the deal or lose you money!

It's as simple as that, I want to save you money and win the home you love by knowing lenders that can help us at any hour.

We select our Preferred Lenders on 3 criterias:

No Origination Fee- I believe it to be gouging my clients, while most banks or lenders won't tell you upfront they charge a 1-2% fee just for creating your loan.
Competitive Rates- The authority and rank, to meet or beat any rate out there.
Absolute Timely Closing- Through the years I've closed many deals, there is nothing more frustrating to a home-buyer than being ready to move, moving truck in the driveway notice given and a lender can't produce or close on time. I find this reflects on me and my sales team as well. I never want you to feel frustrated or let down. This is the #1 reason deals fall apart is lenders aren't reliable or shady.

OUR TRUSTED LENDERS
King/Pierce County