How to Choose a Lender

HOW TO CHOOSE A LENDER

Because we successfully close so many homes each year, we really have experience with lenders. We expect: quality, honesty and ability to get things done for our clients, as well as offer the best rates. Our lenders will meet or beat any rate should have started the pre-approval process already. 

HOW TO SELECT A LENDER

We DO NOT suggest getting pre-approved with a Bank or Brick and Mortar, but with a private lender or Mortgage Broker. 

Here's why, Banks have HOURS! In order to win your offer in a competitive offer situation, I need a lender who is available and responsive at all hours! Ex: We find you a home at 6:30pm after work when you can look, the bank has pre approved you for $400,000, but we need to submit and offer tonight for $360,000.  I don't want a letter that says you are approved way over their asking price, I want one that says what we offered. I need to contact a lender who will write me this letter with our offer ASAP or we lose the deal or lose you money!

It's as simple as that, I want to save you money and win the home you love by knowing lenders that can help us at any hour.

We select our Preferred Lenders on 3 criterias:

• No Origination Fee- I believe it to be gouging my clients, while most banks or lenders won't tell you upfront they charge a 1-2% fee just for creating your loan.
• Competitive Rates- The authority and rank, to meet or beat any rate out there.
• Absolute Timely Closing- Through the years I've closed many deals, there is nothing more frustrating to a home-buyer than being ready to move, moving truck in the driveway notice given and a lender can't produce or close on time. I find this reflects on me and my sales team as well.  I never want you to feel frustrated or let down.  This is the #1 reason deals fall apart is lenders aren't reliable or shady.

OUR TRUSTED LENDERS
King/Pierce County

Tom O’Hearn
Branch Manager

5620 112th Street East, Suite 126
Puyallup, WA 98373
NMLS ID 253494
Mobile 206-406-9713

tohearn@fairwaymc.om

Melissa Engle
Loan Coordinator

5620 112^th East Ste 125 Puyallup, WA 98373
Mobile 253-344-7996
Fax 866-595-7197
melissae@fairwaymc.com

Thank you for your support!

THANK YOU THANK YOU THANK YOU

For all my friends, clients, lenders, family and team for your outstanding support of my business! 

(Gold Award- 40-49 CLOSED Homes $239,000 GCI)

How to Find the Hawk House

The Hawk House! 

As long the Seahawks are running the Hawk House is available to see! Synchronized to music you may want to take the family to see this one! Bring Toys for Tots, canned food or donations. The Hawk House also has inside light displays available during the day, with a train, waterfalls, Christmas Villages, and a snow cave for children. . 

150,000 lights topped by a 34 feet long, 14 feet tall, handmade Seahawks logo. 

You can find it 11217 NE 100th St, Kirkland, WA 98033. 

Donations are being accepted for Children's Hospital, Bring a Toy for Tots, or the Giving Tree! 

Maple Valley Tahoma School District Home for Sale

NEW LISTING THURSDAY! 

You will love this beautiful home, Anna McClusky just listed for sale in Maple Valley, home of the highly sought after Tahoma School District, #2 in the state. Featuring everything you have been looking for: 4 Bedrooms, 2.5 bath, Laundry on the upper level, PLUS office on the main level! This beautiful home has a open kitchen, stainless steel appliances, fenced back yard, 2 car garage, and . Master bedroom has huge walk-in closet, en-suite 5 piece master bath, and vaulted ceiling. This home is impeccable! Community has neighborhood park, close to shopping, dining!

Federal Way Home for Sale

NEW LISTING THURSDAY!

 Anna McClusky, just listed this HUGE 5 bedroom, 3.5 bathroom 4400 sq ft. in home YOU to BUY in Federal Way's premier neighborhood, The Ridge - the one you've been waiting for! 
Features including, gorgeous master suite with tiled shower, vaulted ceilings and heated tile floors. Multi level entertaining and living spaces, room for everything, every occasion and everyone! 
3 Car Garage, quiet culdesac with ample parking in a Premier Community. 
Neighborhood boasts tennis, picnic areas, playgrounds and short walk to BP trail. With easy access to freeways, shopping & schools, this house has it all!