How to Choose a Lender

HOW TO CHOOSE A LENDER



Because we successfully close so many homes each year, we really have experience with lenders. We expect: quality, honesty and ability to get things done for our clients, as well as offer the best rates. Our lenders will meet or beat any rate should have started the pre-approval process already. 



HOW TO SELECT A LENDER

We DO NOT suggest getting pre-approved with a Bank or Brick and Mortar, but with a private lender or Mortgage Broker. 
Here's why, Banks have HOURS! In order to win your offer in a competitive offer situation, I need a lender who is available and responsive at all hours! Ex: We find you a home at 6:30pm after work when you can look, the bank has pre approved you for $400,000, but we need to submit and offer tonight for $360,000.  I don't want a letter that says you are approved way over their asking price, I want one that says what we offered. I need to contact a lender who will write me this letter with our offer ASAP or we lose the deal or lose you money!
It's as simple as that, I want to save you money and win the home you love by knowing lenders that can help us at any hour.
We select our Preferred Lenders on 3 criterias:
  • No Origination Fee- I believe it to be gouging my clients, while most banks or lenders won't tell you upfront they charge a 1-2% fee just for creating your loan.
  • Competitive Rates- The authority and rank, to meet or beat any rate out there.
  • Absolute Timely Closing- Through the years I've closed many deals, there is nothing more frustrating to a home-buyer than being ready to move, moving truck in the driveway notice given and a lender can't produce or close on time. I find this reflects on me and my sales team as well.  I never want you to feel frustrated or let down.  This is the #1 reason deals fall apart is lenders aren't reliable or shady.


OUR TRUSTED LENDERS
King/Pierce County

Fairway
Tom PicTom O’Hearn
Branch Manager
5620 112th Street East, Suite 126
Puyallup, WA 98373
NMLS ID 253494
Mobile 206-406-9713
cid:image003.jpg@01D15525.61CC87C0






melissa pictureMelissa Engle
Loan Coordinator
5620 112th East Ste 125 Puyallup, WA 98373
Mobile 253-344-7996
Fax 866-595-7197
melissae@fairwaymc.com


Thank you for your support!

THANK YOU THANK YOU THANK YOU

For all my friends, clients, lenders, family and team for your outstanding support of my business! 


(Gold Award- 40-49 CLOSED Homes $239,000 GCI)

How to Find the Hawk House

The Hawk House! 
As long the Seahawks are running the Hawk House is available to see! Synchronized to music you may want to take the family to see this one! Bring Toys for Tots, canned food or donations. The Hawk House also has inside light displays available during the day, with a train, waterfalls, Christmas Villages, and a snow cave for children. . 

150,000 lights topped by a 34 feet long, 14 feet tall, handmade Seahawks logo. 

You can find it 11217 NE 100th St, Kirkland, WA 98033. 






Donations are being accepted for Children's Hospital, Bring a Toy for Tots, or the Giving Tree! 

Maple Valley Tahoma School District Home for Sale

NEW LISTING THURSDAY! 
You will love this beautiful home, Anna McClusky just listed for sale in Maple Valley, home of the highly sought after Tahoma School District, #2 in the state. Featuring everything you have been looking for: 4 Bedrooms, 2.5 bath, Laundry on the upper level, PLUS office on the main level! This beautiful home has a open kitchen, stainless steel appliances, fenced back yard, 2 car garage, and . Master bedroom has huge walk-in closet, en-suite 5 piece master bath, and vaulted ceiling. This home is impeccable! Community has neighborhood park, close to shopping, dining!



Federal Way Home for Sale

NEW LISTING THURSDAY!

 Anna McClusky, just listed this HUGE 5 bedroom, 3.5 bathroom 4400 sq ft. in home YOU to BUY in Federal Way's premier neighborhood, The Ridge - the one you've been waiting for! 
Features including, gorgeous master suite with tiled shower, vaulted ceilings and heated tile floors. Multi level entertaining and living spaces, room for everything, every occasion and everyone! 
3 Car Garage, quiet culdesac with ample parking in a Premier Community. 
Neighborhood boasts tennis, picnic areas, playgrounds and short walk to BP trail. With easy access to freeways, shopping & schools, this house has it all!


Auburn Real Estate Under $150,000 Completely Renovated!

Auburn Condo! Check out this gorgeous condo we just listed in Auburn, Wa! Completely renovated and under $150,000! 



First Time Homebuyer's Agent

New Home Buyers are extra special to me, but this one is especially memorable!  
This one is a special story to me, right after we locked in the home they loved, my client found out she urgent surgery needed! During the surgery they nicked a vein and major loss of blood. She was completely incapacitated. Our team of experts was able to assist her the entire way, seemlessly, and make sure she was able to move into their new home a week after she got out of Intensive Care. 
HUGE LOVE! 

Seattle Homes for Sale

We are still selling homes like CRAZY!
This one was in Seattle, our clients had been searching for their perfect home, and acre in the city, and we found it for them. 
PLUS, they have $40,000 instant equity here!

Annual Auction at Emerald Downs!

HELP US SUPPORT THESE CUTIES!
So excited that our office is sponsoring sweet Violet, Cassen and Siena as part of our Auction November 7th, at 5pm. Tickets are $75, including dinner. Please join us at Emerald Downs, or if you can contribute to auction we would appreciate you donation as well! 



Thanks to our wonderful friends and clients who helped up stack up these awards so far this year! 

Auburn Condo for sale!

Just Listed! 
Click on the photo above for more details on our condo for sale at 3435 Auburn Way S, Auburn Wa

Call today for a private tour of this gorgeous condo in Auburn! 
$142,000 FHA, VA and Conventional Financing

Marysville Homes For Sale, 10615 56th Ave NE, Marysville Wa

Just Listed! 
CLICK ON PICTURE FOR FULL DETAILS ON OUR NEW LISTING 10615 56TH AVE NE, MARYSVILLE. 

Many of our buyers are buying homes with $ZERO down! Let us tell you how! 

Search Real Estate within the Best School Districts in Washington State

Your complete guide to Real Estate within the Best School Districts in Washington State 

Specific School District Real Estate Searches:

New Listing! 1.78 acre Enumclaw Equestrian Property

NEW LISTING! 
Enumclaw Equestrian Property
$499,900
Lovingly cared for equestrian 1.78 acres, on Newaukum Creek. Beautifully renovated 4 stall barn with insta-hot water for a wash station, leads into fenced/cross-fenced pastures. 24x30 shop 240v power. 3 bedroom, 1.75 bathrooms, and room to grow in a partially finished basement! Upstairs: 2 bedrooms, Living room, den/office, laundry, kitchen, walk-in pantry, two dining areas, hardwood floors. Downstairs: Huge bonus room, lower living room, 2nd laundry, bedroom, plumbed for bathroom, possible MIL?

Puyallup Condo For Sale

[sold] $10,000 over market, in 20 days, CASH! 
Anna McClusky and The Legacy Group Realty just sold this Trio condo in Puyallup, using our unique tested formula for the most profit selling you home, or investment! 

Kent Homes Under $200,000

[sold] in 5 Days, $28,000 over list price!
Anna McClusky our Executive Listing Agent at The Legacy Group Realty just sold our 6th home this month for thousands above list price! If you want to know our plan for similar results call us today! 

Top agents in Seattle

BOOM!  We did it again! In an office of over 200 agents we are #5 for June in Listings and #6 Written Units(Buyer's)
June- Top 10 Awards! 
For more awards go to Legacy Group Awards

Anna McClusky- Sell your home for more money!

[sold] in 5 days for $10,000 above List Price! 

HERE'S WHAT OUR CLIENTS SAID!
Thomas F.-
"- knowledgeable about current trends which helped with both initial pricing, expectations (e.g. the likelihood that bidding up would occur)
- a good negotiator, looking for and finding opportunities for us, the seller, to benefit when buyers made offers and during the closing and inspection phases of the sale process.
- Knew when to ask for more and when to hold a position."

Michele F.-
"Anna is knowledgeable and skilled in her profession, and was a great help throughout the whole process. Her team was accurate, friendly, responsive and professional. They made the process painless. I highly recommend Anna if you need an expert who gets results! PS she is very patient with emotional home sellers. :-)"

Top Real Esate Agent, Anna McClusky

Thank You to my awesome clients, Legacy Group Realty team and Keller Williams Puget Sound 
for supporting me! -Anna McClusky